Revolving credit is a flexible financing arrangement that allows individuals or organizations to borrow up to a set credit limit, repay part or all of the balance, and borrow again as needed. Unlike installment loans, revolving credit does not require a fixed payment schedule. Interest is charged only on the outstanding balance, and minimum payments are typically required each month. Common examples include credit cards and lines of credit. In cybersecurity, understanding revolving credit is important for identifying potential fraud or unauthorized access to financial accounts, as attackers may exploit these accounts for repeated unauthorized transactions.