A mobile money scam is a type of cyber fraud where criminals exploit mobile payment platforms to steal funds or trick users into transferring money. These scams often involve phishing messages, fake apps, or impersonation tactics to deceive victims into revealing sensitive information or authorizing fraudulent transactions. Attackers may pose as legitimate organizations, friends, or family members, urging urgent payments or promising rewards. Mobile money scams are prevalent in regions where mobile payment systems are widely used, making users vulnerable to financial loss and identity theft. Awareness, verification of requests, and secure app usage are essential defenses against such scams.